Find a Panama City Airbnb Realtor – Buy a Vacation or Short-Term Rental Property

Frequently Asked Questions for Airbnb Investment Properties

How can an Airbnb Realtor or agent help me find high-performing rentals?

A Panama City Airbnb Realtor connected through STR Realtor Search is your gateway to finding high-performing short-term rental properties in the area. We work exclusively with local agents who not only understand the Florida housing market but also have real experience with what makes homes profitable as vacation rentals. Whether you're looking at single-family homes near the beach, stylish condos downtown, or multi-unit apartments that offer flexibility and cash flow, our vetted Realtors can help you spot the best opportunities before they hit the mainstream market.

Through our parent company, Rise Collective, we go far beyond just connecting you to a Realtor. Our platform provides everything you need to succeed as an investor—from helping you get pre-approved through BNB Lending, to value-boosting renovations via BNB Construction and BNB Turnkey , to full-service Airbnb management with Home Team Luxury Rentals. You can take the reins and be hands-on, or let us handle the entire process for you. We’ve designed the system to make investing in Florida as efficient, data-driven, and profitable as possible.

What neighborhoods are best for short-term rental income in this area?

Panama City offers diverse short-term rental potential across neighborhoods like St. Andrews, Forest Park, and the Downtown waterfront district. Not to be confused with Panama City Beach, this inland coastal city appeals to guests seeking a more local, less tourist-saturated experience. The area features a mix of historic homes, new construction, and affordable waterfront properties. STR zoning is relatively flexible, and investors benefit from military traffic, ecotourism, and business travel. As the city continues its post-hurricane revitalization, property values are climbing, making Panama City a smart pick for long-term STR growth and strategic real estate investment.

Are there Airbnb restrictions or license requirements in Panama City?

Panama City allows short-term rentals in designated zoning districts and requires hosts to register with the city, obtain a business tax receipt, and comply with fire and safety inspections. Operators must also secure state lodging licenses and register for local and state tax collection. STRs are more commonly allowed in tourist, mixed-use, and commercial zones. The city is actively updating its STR policies to respond to growing demand and ensure neighborhood compliance. Property owners should confirm zoning classification and stay current with local ordinances.

What makes a house — or other property types like condos or townhomes — ideal for short-term rentals in this market?

In Panama City, STRs thrive in neighborhoods close to the bay, downtown, or St. Andrews. Ideal properties include renovated bungalows, single-family homes with porches, and duplexes for group travel. Features like off-street parking, updated interiors, and proximity to local attractions drive bookings. Condos in walkable or mixed-use areas can also succeed if STRs are permitted.

Can you show reviews or data on successful Airbnb investments nearby?

Yes, we frequently analyze regional Airbnb data from platforms like AirDNA and PriceLabs to identify high-performing properties across Florida. In popular areas such as Orlando, Tampa Bay, and along the 30A corridor, many short-term rentals consistently achieve occupancy rates between 50–67%, with average daily rates (ADR) ranging from $222 to $289, depending on the season and location. For instance, Orlando’s short-term rentals average a 51% occupancy rate with an ADR of $243.30, leading to an annual revenue of approximately $21,516.

We track key performance indicators including RevPAR (Revenue Per Available Room), booking lead time, and guest reviews to benchmark potential properties. This data-driven approach allows us to provide investor clients with anonymized case studies and aggregated review trends, offering insights into what drives success in different zones throughout Florida.

For example, in Tampa Bay, there has been a notable increase in suburban short-term rentals, with listings growing by 25% last year. However, this surge in supply has outpaced demand, leading to an 11% drop in occupancy rates across the region.

If you're interested, we can provide more detailed data or case studies tailored to specific Florida locations to assist in your investment decisions.

Do you partner with property managers or cohosting services based here?

We don’t outsource property management — we handle it in-house through Home Team Luxury Rentals , part of the Rise Collective. As one of the fastest-growing and highest-rated independently owned property management companies in the U.S., Home Team delivers full-service short-term rental management with a focus on performance, guest experience, and investor satisfaction.

While STR Realtor Search collaborates with top-performing real estate agents and agencies across the Florida and across the US, property management is fully integrated within our ecosystem. This ensures investors benefit from a unified strategy, seamless communication, and best-in-class operational excellence without relying on third-party managers or cohosts.

In addition, we have the full time attention of Ricardo Carillo, a trusted STR mortgage broker , to find you the best deal for financing!